Islamic Financing Officer (Darwaz, Jamarch Bala Sub Branch)

About FMFB

As a background, FMFB-A started its operation in 2004 and is part of the Aga Khan Agency for Microfinance (AKAM), which has financial institutions operating in different countries throughout the world. It is affiliated with the Aga Khan Development Network (AKDN), a group of development agencies working in health, education, culture, and rural economic development. For more information, please visit our website: www.fmfb.com.af.

Job Summary

The incumbent of the position is responsible for processing the Islamic Financings Applications; monitoring the Financings Portfolio; follow-up and ensuring the timely repayment of the disbursed Islamic Financings and developing the FMFB-A MF Financings Clientele. 

Duties & Responsibilities

• Prospects new clients and assists them for Islamic Financing application such as reviewing financing requests applications, evaluating creditworthiness, credit risks, financial status.
• Conducts Financing appraisal, collects detailed information (personal, business, and guaranties).
• Presents the financing applications at the Branch Credit Committee.
• Collaborates with the respective Branch Assistants/Manager for preparing the Financing contracts and ensures timely disbursement of financings.
• He / She is responsible for 100% sharia compliant processing of all Islamic financing’s applications and transactions/payments.
• Monitors the financing customers and follows it up of ensuring its timely repayment.
• Maintains contact with clientele and Participates in the Branch Credit Committee Meetings.
• On any walk of the Bank’s financings business such is Islamic financings process, payment to the supplier, monitoring / follow up and repayment, ensure full compliance with the relevant/prevailing FMFB Credit Policy, Procedures, sharia compliant; and full alignment with the audit recommendations.
• Any other identical task as assigned by the respective supervisor/s. 

Job Requirements

• Having a bachelor's degree in business administration or economics or finance and accounting or any other qualification related to banking and position with 2 years experience or Baccalaureates with 3 years of working experience.
• Prior experience in trade, legal, Microfinance, and Finance is preferred.

Skills:

• Well articulated in the predominant local language of the area in which she/he works; good communication, negotiation, and presentation skills; good understanding of the business process; good understanding of the business-related laws/regulations of the government; good understanding of the business potential in the area in which s/he works; and good level of familiarity with the population of the area in which s/he works. 

Personal Traits:                                                                                                                   

• Belief in, and commitment to establishing and maintaining good relations with the clientele; being tactful and courteous; social concern and sensitivity to the culture/traditions of the area of his / her engagement; belief in, and in practice promoting professional confidentiality; enthusiasm in the job, specifically in working in the field with clients; being mature and self-disciplined. 

Submission Guideline

If you meet the above requirements, we are encouraging you to apply for this position. Please send us your CV along with a cover letter via email (vacancies@fmfb.com.af).

Please make sure that your email includes the below vacancy ID and the name of position as the subject line.

Note: only the candidates who are meeting the requirements of the position will be shortlisted.

For more information, please visit the FMFB-A web site: https://fmfb.com.af/careers.

Functional Area

Business Administration

Social Science

Economy

Banking

Accounting/Finance

Countries

Afghanistan

Provinces

Badakhshan

Submission Email

vacancies@fmfb.com.af

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