Loan Officer

About Sarey

Job Summary

The incumbent of the position is responsible for processing the Loans; monitoring the Loan Portfolio; and developing the FMFB-A Loan Clientele.

Duties & Responsibilities

1. Prospects new clients and assists them for loan application.

2. Conducts loan appraisal and collects detailed information (personal, business, and guaranties) and opens new loan account.

3. Presents the loan requests at the Branch Credit Committee.

4. In collaboration with the Loan Contract Officer, prepares the loan contracts and activates the loans ensures disbursement of loan in kind.

5.Monitors the loan and follows up of the timely repayment.

6.Maintains contact with clientele and Participates in the Branch Loan Committee meetings.

7.Ensure full compliance with all in place FMFB policies and procedures; and with audit recommendations.

8.Any other identical task as assigned by the respective supervisor/s.

Job Requirements

Education:
At least High school graduate.

Work Experience:
Prior experience in the trade preferred is a Valuable asset.

Skills:
Reasonable command of spoken and written English, computing
skills and Demonstrated negotiating and communication skills.

Personal Traits:
A)Good understanding of business process;
B)Ability to communicate and to maintain good relation with the clientele;
C)Good presentation skills and excellent courteous attitude; social concern;
D)Ability to work in confidentiality; ability to work in the field,
E)At least 30 years of age;
F)And a good and sufficient understanding of the people of the target community.

Submission Guideline

Interested (Afghan Nationality) candidates, who meet the mentioned requirements, are encouraged to submit their update resumes/CVs, FMFB employment application form and a Cover letter expressing their candidacy to

First Micro Finance Bank (FMFB) Charikar Branch, Chouk-e-Charikar, 3rd Floor of Gulghundi Hotel, Parwan -Afghanistan.

نمایندگی اولین بانک قرضه های کوچک، چوک چاریکار، منزل سوم هوتل گلغندی، شهر چاریکار ولایت پروان، افغانستان

Electronic applications with completed FMFB Employment Application Form (available in www.acbar.org - Downloads option) and update Resumes/CVs and a cover letter should be addressed to Vacancies@fmfb.com.af no later than February 25, 2010.

Your application without the FMFB employment application form, CV and a covering letter will not be considered for short-listing.

Subject for online application must be: (2010-02/LO/B 7300/014) or your application will not be considered.

Only short-listed candidates meeting the requirements of the post will be contacted after the expiry of the deadline.

If an Active Employee of AKDN sister Organization wishes to apply an FMFB positions he/she must share the issue with, and obtain NOC (No Objection Certificate) from his/her current employer in advance and attach it to his CV/Applications. Failure to do so disqualifying him/her for consideration as candidate.

Functional Area

Banking

Countries

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